Personal Loans Built for You
We understand that sometimes you need to borrow money to make life happen. Whether it's to cover unexpected bills, consolidate high-interest credit card debt, buy a car, or pay for a family wedding, we offer straightforward loans that put you in control.
Borrow £250 to £25,000
Our standard personal loan offers clear interest rates starting from 12.9% APR, with structural repayments over 6 to 60 months.
- No set-up fees or arrangement charges
- Early repayments permitted without penalties
- Decisions based on affordability, not just credit score
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Debt Consolidation Loans
Combine multiple credit cards, store cards, or short-term payday loans into a single structured, affordable monthly repayment.
- Simplify payments into one single monthly balance
- Drastically lower your monthly interest rates
- Structured path to clearing your debt completely
Apply to Consolidate
Family Loan Scheme
Borrow up to £1,000 by directing your Child Benefit payments to be paid directly into your Leeds Credit Union savings account.
- No credit check option available for small values
- Repayments are deducted automatically from Child Benefit
- Builds up your savings balance at the same time
Check Family Loan
Competitive Car Loans
Get a competitive loan to buy a new or used vehicle. Unlike dealership finance, you own the car from day one.
- Highly competitive fixed APR rates
- Purchase from any reputable dealer or private seller
- No hidden dealer doc fees or balloon payments
Check Car Loans
Repayments Calculator
Est. APR
12.9%
Weekly Pay
£20.52
Monthly Pay
£88.92
