Find answers to common questions about Leeds Credit Union's products and services.
A credit union is a member-owned financial co-operative. Unlike banks, credit unions are not-for-profit — any surplus is used to benefit members through better rates and services.
Anyone who lives or works in Leeds, Wakefield, Harrogate, Craven, or Barking & Dagenham can join. Staff of our payroll and housing association partners can also become members.
Yes. Your savings are protected up to £85,000 by the Financial Services Compensation Scheme (FSCS), the same protection offered by banks and building societies.
You can borrow between £250 and £25,000. The amount you can borrow depends on your personal circumstances and affordability assessment.
Our representative APR is 12.68%. There are no hidden fees, no arrangement charges, and no early repayment penalties.
You can apply online through our website, by visiting one of our branches, or by calling us. You'll need to be a member to apply — but you can join and apply at the same time.
Yes. Our online banking service lets you check your balance, view transactions, and manage your account 24/7. We also have a mobile app available on iOS and Android.
Call us on +44 161 391 1155, email info@leedscredit.co.uk, or visit any of our branches. Our opening hours are Monday to Friday 9am-5pm.